Sulabh Agarwal Sulabh Agarwal Global Head of Payments, Accenture As Accenture's Global Lead for Payments, Sulabh helps organizations across the world navigate the shifting payments landscape, combat lost payments revenue, and control and mitigate operational risk throughout the payments value chain. Sulabh's global remit oversees 5,000 payments practitioners. He is responsible for Global Capability Development for Accenture’s Payments practice including thought leadership, campaign management, training and marketing. Sulabh regularly presents at round tables, seminars and conferences like SIBOS and Money2020 on issues relating to the industry. Throughout his career, Sulabh has directed numerous client engagements ranging from defining strategy through to systems integration and implementation. linkedIn
Tapan Agarwal Tapan Agarwal iGTB Tapan is a banking technology and domain expert, who now leads the payments product management function for iGTB. He has over 2 decades of experience in banking technology, across multiple firms. He has worked in roles that range from development, design, consultancy to strategy and operational roles including managing large teams, top line targets and bottom-line responsibilities. He has implemented banking technology in multiple banks and consulted with CTOs and CIOs at banks on technology driven business and operational efficiency improvement.
Sara Amara Sara Amara Head of Currency and Clearing Europe, HSBC Sara has over 18 years of banking experience, having spent the last 16 years with HSBC. In her current role as Head of Currency Clearing, Sara oversees the product management and transactional FX for one of the largest global banks. In her career she has successfully developed and commercialized cutting-edge payment solutions for corporate clients across the Middle East and Europe. Sara holds an MBA from the French Symposium (HEC, ESCP Europe, Euromed, ESAA) and is Fintech and Blockchain certified from Said Business School, University of Oxford.
Daniele Astarita Daniele Astarita Sr Principal Solution Consultant, ACI Worldwide
Dan Baum Dan Baum SVP, Head of Payments Product, FedNow, Federal Reserve Bank In his role, Dan looks after the definition of all attributes of the FedNow Service and future roadmap service features. Dan previously served as vice president in the Retail Payments Office (RPO) of the Federal Reserve System, with responsibility for Check and ACH product development and pricing. Dan holds a bachelor's degree in economics from the University of Maryland at Baltimore, a master of business administration from Johns Hopkins University, and a graduate certificate in Bank Management from Vanderbilt University.
Debi Bell Hoskings Debi Bell Hoskings Freelance Reporter
Martin Bentele Martin Bentele Managing Director, Payments Lead, Europe, Accenture
Dave Birch Dave Birch Author, Advisor and CommentatorDavid G. W. Birch is an author, advisor and commentator on digital financial services. He is an international keynote speaker and recognised thought leader in digital identity and digital money.
Gijs Boudewijn Gijs Boudewijn General Manager, Dutch Payments Association and Co-Chair SPAA Multistakeholder Group
Vivek Chikballapur Vivek Chikballapur Head of EMEA Liquidity and Account Specialists, J.P. Morgan Payments Vivek Chikballapur is Head of EMEA Liquidity and Account Specialists at J.P. Morgan Payments. Their key focus is to enable clients to have Liquidity in the right place, right time and in the right currency. Prior to this role, Vivek was the head of the EMEA Market Risk team for J.P. Morgan CIO and Treasury. Outside of J.P. Morgan, Vivek has a vast experience heading Structured Rates and FX market risk teams at Credit Suisse and also as a software Engineer at Infosys Technologies Ltd; India. Vivek is extremely passionate about career development and taking the time to mentor and coach individuals. Vivek has a Master’s Degree in Quantitative Finance from the University of Reading, UK and a Bachelor in Electronics Engineering from India.
Christian Sarafidis Christian Sarafidis Chief Executive EMEA Financial Services, Microsoft
Marc Corbalan Marc Corbalan Vice President, RTP Analytics, Visa Marc Corbalan is the Global Head of RTP Analytics at Visa, responsible for delivering Visa's Real Time Payments and Risk Analytics programs. Marc is a seasoned business leader with over twenty years of experience in Payments, Artificial Intelligence and Machine Learning. Before joining Visa, he has held senior positions at Vocalink and Experian. Marc holds a MSc in Physics from the University of Zaragoza and an MSc in Data Telecommunications and Networks from Salford University.
Mounaim Cortet Mounaim Cortet Managing Partner, Innopay
David Cunningham David Cunningham Head of Strategy & Partnerships for Digital Assets, Treasury and Trade Solutions, Citi
Antoine Cuypers Antoine Cuypers Director of Strategic Alliances, Intix With a career in financial solutions since 2002, Antoine is currently the Director of Strategic Alliances and Key Accounts at Intix. Leading global business development, he oversees sales of Intix's transaction data management solutions. In his previous role at Telovia, he drove business development until the sale of flagship solutions' IP to Fircosoft. Formerly at EastNets (SIDE International), Antoine expanded operations across Europe and the USA, establishing the company's US presence. Managing partner channels in regions like Russia and Southern Africa, he secured substantial deals with entities such as VTB and central banks of Sudan and Algeria.
Adam Davis Adam Davis Associate Partner, Bain & Company
Simone Del Guerra Simone Del Guerra Head of Central Institutions & International Sales, Nexi Group Since 2023, Simone Del Guerra has been Head of Central Institutions & International Sales contributing to the International growth of Nexi's Digital Banking Solution business. Simone holds a Bachelor in Business Administration from University of Pisa. Prior to joining Nexi, he worked for UniCredit Group where he held several senior positions among which, CEO of UniCredit Factoring Italy and Global Head of Financial Institutions Sales for Transaction Banking. Previously, Simone worked for IBM Italy before joining GE Capital, where he held various commercial positions in Italy, France and the UK.
Marianne DeMarchi Marianne DeMarchi Chief Executive Europe, Middle East & Africa, Swift<br /> Marianne Demarchi has more than 25 years’ experience in financial and banking services across fintechs and major international corporations. She has had increasing responsibilities in business development, digital transformation, and company management. In 2022, she joined Swift as Head of European Strategic Accounts, and was subsequently appointed Chief Executive Europe in December 2022, covering Business Development across the region. In January 2024, she expanded her role to cover the Middle East and Africa. From 2017 to 2021, Marianne was COO and member of the Board of Monext, a payments fintech and subsidiary of Credit Mutuel Arkea Bank.
Olivier Denecker Olivier Denecker Expert Partner, McKinsey
Simon Eacott Simon Eacott Head of Payments, Natwest Simon has extensive experience in the Payments industry, with expertise in strategic change programmes, cash management sales, operations and product management. In his current role as Head of Payments for NatWest Group, Simon is responsible for setting the Groups Payments strategy including, Product and Scheme management, Operations and Innovation. Previously the Head of Product Development & Innovation, Simon led the Payments customer centric Innovation programme together with product / scheme responsibilities.Well known and respected at industry fora, Simon is chair of the Strategic Participant Group supporting Pay.UK and is an Advisory Board member of Pennies (pennies.org.uk).
Thomas Egner Thomas Egner Secretary General, Euro Banking Association
Wolfgang Ehrmann Wolfgang Ehrmann Euro Banking Association
Nuno Epifânio Nuno Epifânio Policy Officer - Retail Financial Services, European Commission Nuno Epifânio is a policy officer at the European Commission’s Directorate-General for Financial Stability, Financial Services and Capital Markets Union (DG FISMA). His main responsibilities include the review of the Payment Services Directive (PSD2) and other policy initiatives, such as the initiatives on the Digital Euro, on the Legal Tender of Euro Cash and on the European Digital Identity. Prior to joining DG FISMA, he worked on antitrust enforcement at the European Commission’s Directorate-General for Competition (DG COMP), at the Hong Kong Competition Commission and at the Portuguese Competition Authority. Nuno holds a Master of Arts in EU Law from King’s College, London.
Ingo Faulhaber Ingo Faulhaber Division Manager Account Payments - Financial Services, Worldline
Kevin Flood Kevin Flood Sales Director, FIS Kevin’s experience spans banking and capital markets both as a bank employee and as a consultant in one of the big four. A recognised strategic transformation leader with extensive experience across financial services, and a track record of delivering large complex change globally, with a primary focus on the payments industry. Currently working within the Growth Office for Corporate & International Banking with a focus on payments strategy across the FIS ecosystem. Kevin is responsible for looking across the international landscape at the FIS payments solutions and offerings helping to bring together a connected and forward looking set of solutions for a wide and diverse client base, successfully achieving better outcomes for clients
Daniel Hellmann Daniel Hellmann Director, Payments, Deloitte Daniel works as Director at Deloitte and leads the payments practice in Germany. With over 15 years of experience in the payments, IT, and regulatory domains, Daniel is a seasoned expert who has successfully led many payment projects for banks and fintechs – spanning from strategy, process optimization, risk management to IT implementation. linkedIn
Kjeld Herreman Kjeld Herreman Head of Strategy Advisory, RedCompass Labs Kjeld is a strategy consultant with 10+ years of experience in the payments industry. After having held numerous process, project, and product roles at Worldline, he became a payments consultant, where he has advised banks, payment service providers, solutions providers, market infrastructures, and network connectivity providers on their strategic challenges. With a focus on product strategy, Kjeld has helped senior executive size new market opportunities, evaluate potential acquisitions, review target operating models, and define compelling value propositions. At RedCompass Labs, Kjeld is responsible for the Strategy Advisory practice.
Patricia Hines Patricia Hines Head Of Banking, Wealth And Risk, Celent Patty is a seasoned professional with over 20 years of experience in financial services. As the Head of Celent's Banking, Wealth, and Risk practices, she leads advisory, research, and consulting efforts to support the firm’s banking, solution provider, and management consulting clients. Patty’s industry research expertise lies in corporate banking and global transaction services, focusing on treasury and cash management, corporate banking channels and connectivity, and commercial and small business lending. Patty's unique blend of business, technology, and operations expertise makes her a trusted advisor for clients seeking strategic guidance in the ever-evolving financial landscape. linkedInTwitter
Karthik Jagannathan Karthik Jagannathan Head - Presales & Payments Solutions, valantic FSA Karthik Jagannathan, as Director at valantic FSA, leads the Payments Solutions practice and Pre-sales teams. With over 20 years of experience in the Financial Services Industry, he has successfully guided both business and technology teams at banks and technology firms in refining their strategy concerning payments infrastructure and product evolution. Karthik is a recognized domain expert in Swift gpi, Open Banking, Instant Payments, and Trade Finance. He has authored numerous articles on Instant Payments and is a frequent speaker at global industry conferences. Currently, his primary focus is assisting valantic FSA's customers in implementing upcoming Instant Payments and Swift gpi initiatives using valantic FSA X-Gen based solutions. linkedIn
Dawid Janas Dawid Janas Global Head of Clearing and FI Payments, Treasury and Trade Solutions, Citi
Zennon Kapron Zennon Kapron Director, Kapronasia Singapore Zennon is the Managing Director of Kapronasia, an Atlas Technologies Group Company. Kapronasia is one of Asia’s leading providers of consulting services focusing on the fintech industry. Zennon has been involved in financial technology for over 20 years and covers all topics fintech and blockchain. Before Kapronasia, Zennon was the Global Banking Industry Manager for Intel based out of Shanghai, China and, prior to Intel, was the CIO for Citigroup Portugal. Zennon has testified in front of the U.S. Congress on issues of China fintech and is the author of ‘Chomping at the Bitcoin: The History and Future of Bitcoin in China’ published by Penguin. He holds a B.S. in Computer Science from Syracuse University and an MBA from INSEAD. linkedInTwitter
Daragh Kirby Daragh Kirby Head Of Sales & Marketing, Intercope Daragh and his team lead the go-to-market and sales execution for Intercope – presenting the value of Intercope solutions, interacting with customers, business partners and representing Intercope at industry, customer and vendor events. Daragh has over 20 years’ experience in working with banks, market infrastructures and technology companies to source and provide the right solution for payments and financial messaging. Before Intercope, Daragh was the sales and solution leader for IBM’s payments products in Europe. Previously, Daragh was an IT Architect/Consultant working at IBM, Credit Suisse, RBS, and Dell Computers. Daragh has a degree in Finance & Economics and postgraduate qualifications in Computer Science and Corporate Treasury. linkedIn
Uwe Klatt Uwe Klatt CEO, GEVA Group Uwe Klatt started his career at GEVA in 1998 as a developer and completed his specialization with a Master´s degree in Business Administration in 2002 at the University of Wales, Cardiff, successfully.In 2004, he started as a Chief Executive Officer at GEVA and since then he has realized national and international projects within the payment transactions world. Some of these flagship projects were the introduction of the €uro as a currency, SEPA, Instant Payments and Request-to-Pay. Uwe Klatt is currently responsible for all strategic projects like "the digital Euro, currencies & stablecoins".
Manuel Klein Manuel Klein Market Management Payments and Digital Currencies, Cash Management, Deutsche Bank Manuel Klein is market manager for payments and digital currencies at Deutsche Bank's corporate bank. He focusses on new developments in cross border and domestic payment systems and on the impact of central bank digital currencies and blockchain on the payment and cash management franchise of Deutsche Bank. Before joining Deutsche Bank, he was senior consultant in blockchain technology consulting for financial service providers at EY and asset management consultant at FactSet, a leading global financial data and analytics company.
Michael Knetsch Michael Knetsch Tribe Lead Instant Payments, Cash Management, Deutsche Bank Michael Knetsch is Tribe Lead of Instant Payments in Cash Management at Deutsche Bank. In his role, Michael drives the Instant Product roll out across the globe, ensures the product stays on par with client expectation and drives the commercialization of the product. Before joining Deutsche Bank in 2019, he has been in the payment area for 25+ years through RBS, C2P consulting, Logica consulting and ABNAMRO in different roles within Consultancy, Product, Market Management and Technology. In leading roles in Strategy & Innovation, Strategic Product and Digital Banking Development, Core Banking, Channels, API, Payments and client advisory for complex and regional cash management solutions.
Erwin Kulk Erwin Kulk EBA CLEARING
Nadish Lad Nadish Lad Global Head of Product, Volante Technologies
Katja Lehr Katja Lehr Managing Director, EMEA Payments and Commerce Solutions, J.P. Morgan Payments Katja Lehr is a Managing Director of the EMEA Payments and Commerce Solutions Team, responsible for J.P. Morgan’s Payment Product offerings across the regional footprint and for industry outreach and advocacy. Katija was previously Global Head of Bank and Alternative Product Solutions at PayPal in San Jose, CA, USA. Before transitioning to the US, she worked for PayPal in Berlin, responsible for the build out of PayPal’s EMEA payment business. Lehr holds a diploma as Professional of Banking and a diploma in Financial Economy (LIFBA).
Kirill Lisitsyn Kirill Lisitsyn Co-founder & CEO, Torus Advisors Ex-Mastercard and Accenture, mastered the ins and outs of payments profitability and then switched gears to build a product addressing a vital issue in the global payments market.
Hays Littlejohn Hays Littlejohn EBA Clearing
Vijay Lulla Vijay Lulla Head of EMEA Cross Currency Product, J.P. Morgan Payments With a visionary approach to shaping the future of global payments Vijay Lulla is a seasoned transaction banker known for driving high standards, tapping into uncovered product potential and consistently delivering to client needs. Vijay Lulla heads the EMEA Cross Currency Payments product for J.P. Morgan and is responsible for delivering on the transactional FX solutions for clients across the Corporate and FIG portfolio. He brings over 20 years of experience in the transaction banking space, covering roles across operations, sales, and product. He is passionate about people and spends time coaching and mentoring people in his free time.
Liz Lumley Liz Lumley Deputy Editor at The Banker, Financial Times Liz Lumley is deputy editor at The Banker. She is a global specialist commentator on global financial technology or "fintech". She has spent 30 years working in the financial technology space, most recently as director at VC Innovations and architect of the Fintech Talents Festival, managing director at Startupbootcamp FinTech London and an editor at financial services and technology newswire, Finextra. She was named Journalist of the Year for Technology and Digital Finance at State Street's UK Press Awards for 2022. linkedInTwitter
Joy Macknight Joy Macknight Freelance journalist/editor Joy Macknight is a freelance journalist/editor who has covered the global financial services industry for the past 20 years, specialising in transaction banking and fintech. Most recently, she was editor of The Banker, a Financial Times publication. linkedInTwitter
Rob Magee Rob Magee ISO 20022 Industry Migration, Australian Payments Network Rob has been the Program Director of the Australian ISO 20022 Industry Migration Program since it began early in 2020, when the Australian Payments Network (AusPayNet) was appointed as the central coordination authority for the Program. Previously Head of Project Delivery, Rob has been running payments industry projects for AusPayNet for the last 19 years. These have ranged in topic, from high and low value clearing systems, to cards and communication networks. He has over 35 years’ finance industry experience, incorporating roles at the Australian Securities Exchange and the Bank of New York in London. Rob is also the Co-Chair of the High Value Payment Plus (HVPS+) group. linkedInTwitter
David Malley David Malley Payment Industry Engagement Lead, Natwest A long-time payments specialist, Dave is Payment Industry Engagement lead in NatWest’s Payments Centre of Expertise. As a member of various industry groups in the past (Bacs, LiNK) and currently EBA, he is a firm believer in the need for industry collaboration in non-competitive areas to support innovative payments development. Among the many current industry challenges, he sees putting Instant Payments and Open Banking on a sustainable commercial footing as priority areas.
Piers Marais Piers Marais Chief Product Officer, Visa Cross-Border Solutions and Currencycloud  With nearly a decade of experience in product development, Piers oversees product strategy for Visa Cross-Border Solutions and Currencycloud’s client base. He draws on his extensive background in payments to ensure that Visa Cross-Border Solutions and Currencycloud are continually at the forefront of the latest payment innovations. Piers is also the host of Currencycloud’s podcast, Payments Innovation. Before helping move money across borders, Piers spent seven years in Global Maritime Tech working alongside the likes of Maersk and Glencore. linkedIn
Simon McConnell Simon McConnell European Clearing Head, Treasury and Trade Solutions, Citi
Bruno Mellado Bruno Mellado Global Head of Payments and Receivables, BNP Paribas Bruno Mellado is global head of Payments and Receivables at BNP Paribas. He has held several senior positions within BNP Paribas since joining the bank more than a decade ago. Prior to that, Bruno served as project management consultant at the Canadian Border Services Agency and as business consultant at American Management Systems. He holds a BCOMM in Business Administration and Marketing from Queen’s University, Canada and an MBA in Finance from Solvay Business School, Belgium. linkedIn
Nicolò Mozatto Nicolò Mozatto Open Banking Senior Expert, Intesa Sanpaolo Nicolò is currently responsible for developing and positioning Open Banking strategies and solutions at Intesa Sanpaolo, the largest bank in Italy. This role exposes Nicolò to several challenges every day, dealing with a highly competitive market and negotiating with third-party players such as fintechs and non-financial service providers, in addition to fostering the digital culture within a territory-anchored giant. Moreover, in his tenure at Intesa Sanpaolo he has been working on the ideation, creation and launch of some of the most innovative digital products such as Parking (Parcheggi), and the development of the first non-financial solution integrated into the Bank properties (Switcho). linkedIn
Tsvetanka Nankova Tsvetanka Nankova Global Head of Sales, Institutional Cash & Trade Finance, Deutsche Bank
Steve Naudé Steve Naudé Managing Director, Wise Platform Steve Naudé is the Managing Director of Wise Platform, Wise’s B2B offering for banks, financial institutions and enterprises around the world. Wise Platform is powered by Wise’s infrastructure and provides banks, fintechs and enterprises with the capabilities, technology and network to enable fast, secure and cost-effective international payments for their customers. Previously, Steve has worked on payments international expansion, as well as direct connections to payment schemes such as UK Faster Payments and Swift.
Liz Oakes Liz Oakes Independent expert and iNED Liz is recognised for contributions to key innovations and significant growth in the payments industry globally. She spent a number of years driving the growth and success of Mastercard's global operations. She has a deep understanding of the payments industry and is experienced in developing innovative solutions that enhance the digital payment experience for consumers and businesses globally. Known for her strategic mindset and exceptional leadership skills, Liz is passionate about driving financial inclusion and empowering individuals and businesses around the world through cutting-edge technology. Recognized for her expertise and global network, Liz now serves as a non-executive board member lending her valuable insights, strategy expertise and
Eimear O'Connor Eimear O'Connor Chief Product Officer, Form3 Eimear is Form3’s CPO with responsibility for product strategy, development and management, joining Form3 as COO in 2017, managing all aspects of business and service operations. Eimear has worked and consulted within financial services organisations on strategy, product and operations for over 20 years. She joined from Barclays where she was Retail and Commercial Product Director for Pingit, responsible for the global development and commercial management of the retail customer base for this award-winning open market payments platform. Prior to this, Eimear led the Corporate Mobile Payments Product Team at Barclays where she was responsible for the product design, development and launch of the Barclays Pingit for corporates product set. linkedIn
Gurumurthy Palani Gurumurthy Palani Head of Transaction Banking, Gulf International Bank Gurumurthy Palani, a distinguished leader in global transaction banking with over three decades of experience spanning the Middle East, Europe, the US, and Asia. Joining GIB in 2017 as Global Head of Transaction Banking, Gurumurthy's journey showcases his deep expertise in trade finance, cash management, and payment systems. A MBA graduate of the prestigious Rotman School of Management, Canada, Gurumurthy has honed his skills through key roles in leading financial institutions like SABB, HSBC, Standard Chartered, and Royal Bank of Canada. His strategic vision and leadership have shaped global trade finance and cash management offerings, driving innovation and customer-centric solutions.
Thomas Peeters Thomas Peeters Head of Europe North, Swift Thomas was appointed Head of Europe North in February 2023, with responsibility for the team managing relationships with the BeNeLux, Nordics and Baltics communities of financial institutions, market infrastructures and corporates. Previously Thomas led the Benelux team and managed relationships with several key clients within Belgium, Luxembourg and Netherlands; worked on the development of Swift’s corporate segment; supported the business development teams and clients in the role of technical sales expert; and held various positions in IT operations. Prior to joining Swift in 2005, he held a number of consulting assignments linked to software development and integration.
Jude Pinto Jude Pinto Co-CEO (Interim) and Chief Delivery Officer, Payments Canada As Payments Canada's Co-CEO (Interim) and Chief Delivery Officer, Jude brings more than 30 years of experience in senior- and executive-level leadership positions within the financial services sector. He has successfully led business transformation and innovation nationally and internationally. As the payment systems that underpin Canada’s financial ecosystem continue to evolve, Jude is responsible for strategically leading large-scale delivery programs to support Payments Canada’s vision for a Canadian payment ecosystem that is resilient, inclusive and enables fair competition as the foundation of Canada’s thriving economy. Jude works alongside Payments Canada business and technology experts, members, stakeholders, and regulators. linkedInTwitter
Michael Reinwald Michael Reinwald Head of Financial Institution Group Sales Europe, J.P. Morgan Payments Michael Reinwald is the Head of Sales for Financial and Non-Bank Financial Institutions for J.P. Morgan in Germany, Austria and CEE. He has close to 20 years’ experience in the Financial Industry and 15 years in Payments in several coverage related roles. Michael has studied Business Administration at FU Berlin and lives in Frankfurt.
Hélder Rosalino Hélder Rosalino Member of the Board, Banco de Portugal Bachelor's and Master's degree in Management. Executive MBA Member of the Board of Directors of Banco de Portugal since 2014, with responsibility for: markets and reserve management, monetary issuance, payment systems, information technology, accounting and financial control, human resources, communication, planning and organisation, and innovation management. Member of the European Central Bank's High-Level Group for Digital Euro. Senior executive at Banco de Portugal since 1994, having been, among other functions, Head of the Issuance and Treasury Department and Head of the Human Resources Department. Represents Banco de Portugal in various committees and working groups within the ECB and the EC. linkedIn
Alessandro Roveda Alessandro Roveda Head of Network Services Solutions, Nexi Group Alessandro Roveda is Head of Network Services Solutions in Nexi with responsibility for positioning the Group in the field of network payments infrastructure. He is responsible also for Blockchain solutions supporting Banks and Corporates in innovative solutions. He was previously Head of Capital Markets Innovative Solutions at SIA and held various roles in design and delivery Banking software at Cegeka.
Amelia Ruiz Heras Amelia Ruiz Heras Senior Director, Global Solution Consulting Payments, Finastra Amelia is a Senior Director at Finastra with over 20 years’ experience in the payments industry and leads the global Solution Consulting organization for Finastra’s Payments business. Amelia and her team design and develop solutions to help clients respond to business and regulatory requirements in the bank-to-bank payments ecosystems while enabling their payments modernization and transformation journeys. As an industry leader in cloud-native solutions, Amelia also helps drive payment innovation at Finastra. Amelia is equally passionate about her clients' success as she is about Payments. linkedIn
Simone Satan Simone Satan Global Head of Digital Market Management, Treasury Services, BNY Mellon Simone Satan is the Head of Digital Market Management, Treasury Services at BNY Mellon. Simone is responsible for the value articulation and market support of Digital Channels Solutions. Her global team works to optimize digital solutions and connectivity strategies that meet clients needs. Simone previously headed the TS Relationship & Business Development business for Germany, Austria and the CEE Region. Prior to re-joining BNY Mellon, Simone spent six years with Visa in a Senior Relationship & Sales Management role. With more than 20 years Payment’s experience and holds an MBA in banking from the Frankfurt School of Finance & Management.
Andy Schmidt Andy Schmidt Vice President, Global Industry Lead – Banking, CGI Over 30 years of financial services experience as a banker, consultant, and analyst at Bank of America, EY, and Gartner - guiding banks, vendors, and start-ups in making key business and technology decisions. Chairs CGI’s Banking Industry Growth Council, sits on CGI’s Banking Industry Strategic Cabinet and US Banking Steering Committee, and previously served on the Federal Reserve’s Faster Payments Task Force.<br />Primary expertise spans current and emerging payments types, anti-money laundering (AML), Know Your Customer (KYC), and onboarding. Additional expertise includes product and market strategy, innovation, data, mergers and acquisitions, and translating complex technologies into straightforward business opportunities.
Isabel Schmidt Isabel Schmidt Executive Platform Owner, Enterprise Payments, BNY Mellon Isabel is the Executive Platform Owner for BNY Mellon’s Enterprise Payments Enablement. The team provides critical capabilities for businesses and functions across the global in support of BNY Mellon’s daily payment activity. Isabel holds over 25 years of experience in global cash management driving strategic planning and business development and product & market management. Prior to her current role, she co-led BNY Mellon’s Payment Product team in Treasury Services where she shaped and executed the product strategy and development for BNY Mellon's Global Clearing and FX Payment products and our Asset Account Services solutions for NBFIs. Isabel has held several senior positions at Deutsche Bank and JPMorgan prior to joining BNY Mellon.
Dean Sposito Dean Sposito Head of Western Europe, Institutional Cash & Trade Finance, Deutsche Bank
Paul Staples Paul Staples Group Head of Embedded Banking, ClearBank Paul Staples is the Head of Embedded Banking at ClearBank and has had a 20-year career founding, building and scaling tech and business platforms across multiple industries including Banks. Paul has been involved in Banking as a Service and Embedded Banking for many years and is an active commentator and advocate for safe and well-regulated Embedded Finance. Paul has also founded several technology companies, from Oil&Gas market places during the dot.com days and Carbon depository solutions, to more recently building a SaaS platform that solves the complexity of the logistics for Ports and Construction sites.
Paul Thomalla Paul Thomalla Non-Executive Director, Unifits
Fiona Turnbull Fiona Turnbull Product Manager, Natwest Fiona has extensive experience in the Payments industry, with expertise in strategic change programmes, operations, lending and product management. In her role as Product & Scheme Manager, Fiona is responsible for setting the SEPA Vision, Product and Scheme Management, Compliance and Innovation. Previously Fiona led a number of Payments Change programmes including for PSD2, Future Clearing, and Weekend Pre-positioning. Fiona joined NatWest in 1994 and over her career Fiona has gained invaluable experience working alongside the NatWest Customer Journey, Operations and Technology teams. Fiona has recently taken up a position on the European Payment Council Payment Scheme Evolution & Maintenance Working Group.
Gilbert Verdian Gilbert Verdian Founder and CEO, Quant As Founder and CEO of Quant, Gilbert is focused on unlocking the power of blockchain for everyone, to create an empowered, interconnected world. Gilbert has more than 20 years of cybersecurity experience and C-level accountability as a CISO, CIO and CTO. He has worked in government – for Downing Street, HM Treasury, the Cabinet Office, Ministry of Justice and NSW Health – and has also served in the private sector, at Mastercard, Vocalink, CSC, EY, PwC, BP and HSBC. With a keen interest in disruptive technology, Gilbert established the Blockchain ISO Standard TC307 initiative in 2015 and is the Convenor of the Interoperability working group WG7 for ISO.
Jose Vicente Jose Vicente Deputy Chairman of the Board, Euro Banking Association
Ramon Villarreal Ramon Villarreal Payments Sector Global Lead, Red Hat Ramon leads the payments modernization strategy as global lead for the payments sector at Red Hat. He focuses on helping develop, build, sell, and support next-generation software solutions and services for payments organizations with an aim to deliver differentiated value to Financial Institutions. He has spent 23 years focused on technology transformation with Financial institutions, including Santander Bank, Nationwide Building Society, UK Payments Scheme. Prior to Red Hat, he worked at Accenture helping Payments institutions to Modernize their Technology landscape. linkedIn
Dr Hubertus von Poser Dr Hubertus von Poser Member of the Management Board, PPI linkedIn
Elena Whisler Elena Whisler Chief Client Officer, The Clearing House Elena Whisler is Chief Client Officer at The Clearing House, responsible for creating and managing the holistic experience for its customers and partners. This role includes growing the RTP® network across U.S. financial institutions, evolving the customer engagement model for all TCH payments networks and promoting the company’s work to its diverse target segments.Elena has deep experience with product and customers in the payments industry. Prior to joining The Clearing House, Elena held regional and global product management positions at FIS, Clear2Pay and Fiserv where she was focused on building products and services across the global enterprise payments landscape. linkedIn
Wim Groseman Wim Groseman Global Head of Product Management – Payments & Receivables – Cash Management, BNP Paribas Wim Grosemans is global head of Product Development for Payments and Receivables at BNP Paribas Cash Management. Wim is active in the payments and cash management domains within BNP Paribas and its predecessors since 2004 and has end-to-end experience in business development, product management and platform integration, delivery and operations. He holds an MSc in Commercial Engineering from Hasselt University, Belgium. linkedIn
Varun Yadav Varun Yadav Director of Product, Global Cash Management, BNY Mellon Varun Yadav is the Product Lead, Virtual Accounts, Global Cash Management Solutions at BNY Mellon.<br />Varun has nearly 18+ years of experience in corporate and retail banking across UK, Germany and India. He is currently leading the development of the bank’s strategy and capabilities for virtual accounts across a range of payments, segments and regions. He also specializes in and has led the development of core liquidity management products. Varun holds an MBA, an engineering degree in Computer Science and ACT’s Certificate in International Cash Management.
Michèle Zaquine Michèle Zaquine HSBC
Phoebe Zhou Phoebe Zhou Head of Emerging Payments - GPS Europe, HSBC Phoebe is a Banking Leader with 16+ years of experience in retail and commercial banking in the UK and EU. She has built digital client receivable solution from scratch and recently one of the solution she looks after has won the best innovative solution in PayTech Awards in 2023. Her expertise goes beyond Open Banking to Omni Collect, Digital Currencies and Digital Assets utilising emerging technologies including DLT and AI. As Head of Emerging Payments Europe for HSBC, Phoebe helps to oversee the delivery of plans centred around the Emerging Payments landscape in the UK and Europe for GPS. She also is a Steering Committee member for the Regulated Liability Network UK project and Digital Euro New Technology Wholesale Contact Group.