08:00 - 09:00
Registration and breakfast
09:00 - 09:45
Instant payments in Europe and across the globe
How can real-time payments be ramped up worldwide, across different currencies and jurisdictions? What is needed to create worldwide interoperability? Which value -added services can be envisioned to make immediate cross-border payments even more attractive?
Vincent Brennan (M)
Vincent is a Senior Advisor / Transformation Director for Banking and Payments at Accenture having previously held senior executive roles in Payments, Operations, Transformation and Regulatory Change, Operational Resilience and Crisis Management at the Bank of Ireland Group. He is the former Deputy Chairman at the Euro Banking Association (EBA) and former Chair of the EBA Open Banking Working Group (OBWG) where he led thought leadership activities on the Digital and Open Banking agendas.Banking Working Group (OBWG) where he led thought leadership activities on the Digital and Open Banking agendas. He champions Accessibility under the Diversity and Inclusion agenda, in the work place, in sports as well as in society generally.
Carmen Dengra
Carmen joined PagoNxt almost 3 years ago and has been leading the Santander CIB business relationship as Customer Success Officer. It is one of the first businesses that was put into production using the PagoNxt Payments platform. Her experience spans diverse industries, from energy and software to finance, and includes both multinational corporations and startups. She has devoted her career to business transformation: from ensuring compliance with changing regulations, to driving digitalization. Carmen's international exposure has enriched her working culture and honed her ability to collaborate effectively with teams worldwide, from South Korea to Brazil. Born and raised in Madrid, she has called London her home for the past 15 years.
Annie Gilchrist
Annie joined Currencycloud in 2020, and has played a crucial role in its product team through several years of explosive growth and a billion dollar exit to the Visa Group. Annie now drives the team defining how Visa’s acquisition impacts CC whole product strategy, and is deeply fascinated by the world of cross-border payments. Prior to CC, Annie spent several years working as a lawyer for Freshfields before quitting to pursue her love for creating things - learning how to code and starting her career in product at a legal tech startup.
Uwe Klatt
Uwe Klatt started his career at GEVA in 1998 as a developer and completed his specialization with a Master´s degree in Business Administration in 2002 at the University of Wales, Cardiff, successfully.In 2004, he started as a Chief Executive Officer at GEVA and since then he has realized national and international projects within the payment transactions world. Some of these flagship projects were the introduction of the €uro as a currency, SEPA, Instant Payments and Request-to-Pay. Uwe Klatt is currently responsible for all strategic projects like "the digital Euro, currencies & stablecoins".
Isabel Schmidt
Isabel Schmidt is a senior executive with over 20 years of experience in global cash management driving strategic planning and business development, product and market management and risk and regulatory management. She has a strong track record of driving change and generating sustainable bottom line contributions and proven experience building and managing diverse, highly motivated and results oriented teams. Isabel is currently responsible for BNY Mellon’s Direct Clearing and Asset Account Services products. In this capacity, she shapes and executes the product strategy for our USD, EUR and GBP clearing services to our domestic and global clients and our banking and cash management services for NBFIs.
David Watson
David has an international career spanning more than 20 years in the financial services industry. Prior TCH David was with Swift, the Global Financial Messaging provider, where he held roles as Chief Product Officer, responsible for the company’s product engineering, development, and innovation and prior to that as Chief Strategy Officer, where he had responsibility for market and competitive intelligence, strategic planning, thought leadership, and execution on key strategic initiatives for the company. Prior to Swift, David spent nearly 17 years with Deutsche Bank where he served in commercial, product and leadership roles, including Global Head of Product, Global Transaction Banking, and as Head of Cash Management Americas.09:00 - 09:45
Fraud prevention and cybersecurity in the era of PaaS
How can PSPs deliver secure and reliable services for customers while offering tailor-made payment services? How can different payment types be best protected? What role can technology play in detecting and reducing payments fraud? How can risk be managed in an instant world?
Deepa Sinha (M)
Deepa Sinha is the VP of Payments & Financial Crime at the Bankers Association for Finance & Trade (BAFT), a subsidiary of the American Bankers Association (ABA). She leads the association's payments, cash management, and financial crime-focused initiatives. Prior to joining BAFT, Ms. Sinha accumulated more than 25 years of treasury and cash management experience at both corporations and banks. She formerly served as Treasurer at Caliburn International, now Acuity International, where she oversaw cash forecasting, working capital and debt management, and implemented policies and banking technology to support all core treasury functions. At the Carlyle Group, she developed the cash management, FX and banking platforms.
Enrico Canna
Enrico is extremely passionate about defend his customers' payments and digital experience. Head of Antifraud of Intesa Sanpaolo since 2021, Enrico is very proud to be part of a so ethical and motivated team. Throughout Enrico's career, he has been driven by his intellectual curiosity to find answers to most difficult problems. Enrico likes to think that he's an atypical computer science engineer, with big creativity and a strong focus on the goal. In the past Enrico has been digital channels' manager on business side, giving him the opportunity to better understand the customer needs and how to better improve the cybersecurity strategy.
Thomas Egner
Thomas Egner is a veteran of transaction banking. Since 2016, he has been the Secretary General of the Euro Banking Association (EBA), serving its more than 160 member institutions in supporting a pan-European vision for payments. Prior to joining the EBA, Thomas worked for Commerzbank where he was responsible for defining and developing clearing and settlement strategies. As member of the bank’s SEPA Program Management Team, he was closely involved in the implementation of the Payment Service Directive at Commerzbank. Over the years, Thomas represented Commerzbank in the EPC and represented the German banking community in Swift and ISO committees. He also contributed to different German and pan-European payment committees.
Aravind Narayan
Aravind is a Global Director of Sales Strategy & Execution for Customer and 3rd party risk solutions with primary focus on sales strategies, GTM execution strategies for solutions across our digital identity and customer screening propositions. Aravind previously worked with Amazon as their KYC product manager. Aravind has over 15 years of experience in the technology industry working with various organizations such as EMC, PwC and Amazon, living and working in the US, India and the UK. Aravind is an evangelist for disruptive technologies as a means to solve everyday problems faced by organizations, from onboarding to fraud detection and beyond. He also speaks passionately about crypto, DeFi, payments and open banking.
Jenny Winther
Jenny Winther has more than 25 years' experience in working with payments & payment infrastructures. She is currently working at Handelsbanken as Head of Payment Schemes. Before joining Handelsbanken, she held a key role in the ongoing transformation of the Nordic payment infrastructure as Secretary General for the Nordic Payments Council (NPC). Prior to joining the NPC, Jenny worked for the Swedish clearing organisation Bankgirot as Head of Payment Products and Services with responsibility for all payment and clearing services. Jenny also has a background as a business consultant in payments and payment infrastructure.10:00 - 10:45
Correspondent banking – essential or dispensable?
International correspondent banks face mounting cost and compliance burdens. Is correspondent banking at risk of losing relevance? How can banks navigate the increasing complexity of doing business across borders, while continuing to aid the smooth functioning of international trade? Can improved market practices and technology help reinvigorate correspondent banking?
Susana Delgado (M)
Susana is the Head of Consumer & SME Payments Strategy at Swift. In her role, she defines long term strategies for Swift to support its banking community in delivering instant and frictionless payments for the Consumer and SME market segments. In her 20 years of professional experience, she has worked for financial institutions such as Santander, where she was COO of a cross-border payments business and lead digital strategies within the consumer fintech ecosystem, and early on in her career she worked for Citi in its credit cards business. She has also been a management consultant for McKinsey and a member of its payments practice.
Dayana Borrero
Dayana Borrero is Head of Institutional Cash Management and Trade Sales & Client Management in Iberia within the Corporate Bank at Deutsche Bank. Based in Madrid, she manages the client management, service and KYC teams and is responsible for the development and strategic growth of cash management and trade services provided to financial institutions in Spain, Portugal and Andorra. Dayana started her banking career with Bankers Trust in the US in 1993, where she was responsible for developing the Andean Region portfolio of clients within the Wealth Management Division.
Danny Butvinik
As Chief Data Scientist at NICE Actimize, Danny leads cutting-edge research and development of data-driven strategies that help the organization and its clients derive valuable insights from complex data. His technical expertise and leadership skills make him a valuable asset to any organization seeking to grow its data-driven culture and increase its intellectual property. Additionally, Danny is a highly influential voice in the Artificial Intelligence and Data Science community, with over 80,000 followers on LinkedIn. Danny Butvinik is an accomplished executive with extensive experience in the Artificial Intelligence and Data Science industry.
Raquel Galán Martínez
Raquel Galán is Executive Director and Senior Sales and Relationship Manager of International Financial Institutions at BBVA. She has been responsible of the transactional relationships with financial institutions in Continental Europe and North of Africa since 2012. Prior to that, Raquel has been working in different positions within CIB. She started at Market Risk Unit, which led her to BBVA New York Branch. Thereafter, she worked at the DCM team back in Madrid, where she had various responsibilities. She was Head of the Medium Term Notes Desk at the Global Markets unit from 2007 until 2009. From 2009 to 2012, she lived in Qatar.
Simon McConnell
Within Treasury and Trade Solutions at Citi, Simon heads the European Clearing Business, with primary responsibilities for EUR, GBP, and CHF Clearing. Simon is responsible for the delivery of Citi’s European Clearing product globally to our FI Client base and is also responsible for the regional delivery of our Cross Border Funds Transfer offering to our Corporate and Public Sector Client base. He has extensive knowledge of the European payments industry and has extensive experience leading organizational change. He is board member of the Euro Banking Association and an active industry participant. Simon is a graduate of University College Dublin (BA) and Manchester Business School (MBA).
Jose Maria Seisdedos
Based in Madrid, Jose Maria Seisdedos is a member of the Institutional Banking team at Banking Circle leading the region across Southern Europe. Jose studied Economics at university in the UK, Portugal and Spain, and has worked in banking and finance over 15 years. Jose joined Banking Circle in Sep'22 and leads the efforts to introduce Banking Circle in the Southern European region to Institutional clients and Fintechs. Jose is responsible for leading business growth in Spain, Portugal and Italy by building a strong network of relationships, leading the marketing and communication strategy and ensure continued success and expansion of Banking Circle’s market position.10:00 - 10:45
How to prepare for the new European legislative landscape?
What are financial institutions planning to comply with the future Instant Payments Regulation and the upcoming Digital Operational Resilience Act? What are the expectations of these legislations on banks? Which approaches are available towards compliance?
Maria Adele Di Comite (M)
She is Research Director responsible for the IDC Financial Insights Worldwide Corporate Banking Digital Transformation Strategies program. She is an expert in financial services strategy, cybersecurity, and regulatory evolution. with significant experience in Financial Services, System Integration, and Consulting. She investigates the challenges and opportunities related to the future evolution of the banking industry, its ecosystems, and the changing paradigm of all highly interconnected stakeholders. Her focus is on innovative technological solutions, open banking, and digital transformation to enhance Corporate and Retail banking services. Prior to IDC she worked with JP Morgan, and Euroclear, in Beligum.
Daniele Astarita
Daniele has over 20 years of experience in payments across the entire value chain. He has been working with banks, processors and fintechs to build their business case for new payment services, as well as design solutions to deliver these services to market. Daniele is an expert in real-time and open payments, supporting Financial Institutions and Intermediaries payment ecosystem digitalization plans. Within ACI Daniele is the European advisor for instant payments, central infrastructures, payment hubs, RTGS - and associated ISO migration - and end-to-end transaction processing. Daniele is a member of the EPC Scheme Technical Forum (ESTF) and ACI deputy representative at EBA Clearing, joining working groups that shape the industry.
Niklas Lemberg
Laura McDermott
Laura McDermott is Head of SEPA Product with responsibility for SEPA Products for NatWest Group. Laura has over 20 years of experience in International Payments, starting her career in Citibank before moving to Ulster Bank and progressing to NatWest. She has a wealth of experience in Payment Schemes, Operations, Strategy and Scheme and Industry representation. Laura represents NatWest at UK and European forums, using in-depth payment knowledge and experience to develop policy positions, influencing and providing thought leadership to the industry. Laura is the NatWest EBA Shareholder representative and is the Chair of the EBA UK Country Group.
Bridget Meijer
Bridget is SurePay’s New Markets Manager and expert on the pan-EU IBAN-Name check. She is a broad payments expert with a real passion for innovation. This passion drives her work and mission to implement the IBAN-Name Check in Banks across Europe and in new countries. Four countries and 100+ Bank groups are using the SurePay IBAN-Name Check (Domestic and Cross Border) with impactful results on mitigating fraud and friction in payments.10:45 - 11:15
Coffee break and networking
10:50 - 10:55
Treasury Delta
Treasury Delta, will be presenting themselves/their product to a panel of judges and delegates.
Open for all to attend.
10:58 - 11:03
TradeIn Technologies
TradeIn Technologies, will be presenting themselves/their product to a panel of judges and delegates.
Open for all to attend.
11:00 - 11:15
Cross border Instant Payments and its impact on Compliance
The fintalk session will explore readiness for cross border Instant Payments and the impact this will have on Compliance moving into a realtime environment where both tight SLAs and meeting customer expectations are required.
Open for all to attend.
Aislinn McKibbin
Aislinn’s has over 25 years’ experience in business development, sales advisory and non executive Director roles. Working throughout Europe, and further afield, Aislinn has helped clients reach their strategic objectives in the core banking, Payments and Financial Compliance domains.11:06 - 11:11
Request to Pay
Request to Pay, will be presenting themselves/their product to a panel of judges and delegates.
Open for all to attend.
11:15 - 12:00
Strategic Roundtable “Empowering payments – from bank regulation to customer centric innovation”
Sulabh Agarwal (M)
As Accenture's Global Lead for Payments, Sulabh helps organizations across the world navigate the shifting payments landscape, combat lost payments revenue, and control and mitigate operational risk throughout the payments value chain. Sulabh's global remit oversees 5,000 payments practitioners. He is responsible for Global Capability Development for Accenture’s Payments practice including thought leadership, campaign management, training and marketing. Sulabh regularly presents at round tables, seminars and conferences like SIBOS and Money2020 on issues relating to the industry. Throughout his career, Sulabh has directed numerous client engagements ranging from defining strategy through to systems integration and implementation.
Dawid Janas
Dawid Janas is the Global Head of Clearing and FI Payments for Citi’s Tresaury and Trade Solutions group. Dawid joined Citi as a Financial Management Associate (FMA) in 2007 in New York and in London and upon completion of the program he took a Product Manager role in FI Payments in 2009. Dawid became the USD Clearing and CLS Third Party Services Head where he became a chair of CHIPS Business Committee. Dawid held several roles prior to Citi in corporate finance as a country controller in Poland for a top European pharmaceutical wholesaler. Dawid holds two bachelor degrees (Finance and General Management) from Warsaw School of Economics, and an MBA from Ross School of Business (University of Michigan).
Fanny Solano
She is the Head of Digital & Retail Regulation, Transparency & Implementation Management. She is in charge of defining CaixaBank’s position in key regulatory areas that impact the digital & retail businesses of the bank. She is responsible of the Digital and Innovation Regulation Expert Group at CaixaBank. She is member of the Digital Euro Market Advisory Group (MAG) at the European Central Bank. In close cooperation with the business units involved, she has been responsible for the implementation of new regulations. She has been the leader or member of different projects related to the implementation of rules regarding Payments (PSD2). Additionally, she has participated in Bizum and Iberpay initiatives.
David Malley
12:00 - 13:45
Lunch and networking time
12:30 - 13:15
Sustainable finance: assessing shades of green across payments and banking
What impact will regulations, standards and taxonomies have on sustainability across the European payments and banking landscape? Can technology simplify the complexity of existing regulations, or are new regulations needed to ensure the green transition amid a lack of credible data?
Madhvi Mavadiya (M)
Inés Alonso Rodríguez, CAd
Inés Alonso works at BBVA, in Advisory GTB Global, the team responsible for structuring, arranging and promoting sustainable transaction banking products, supported by strong data analysis and market intelligence. Inés joined BBVA in 2003, and has developed her professional career in Corporate Banking. Inés spent 5 years in the Trade Finance and Supply Chain Finance areas, followed by 12 years working as an account manager in Madrid, mostly covering Construction and Infrastructure and Energy clients. Inés holds a Law and a Business Administration degree from University Carlos III (Madrid, Spain).
Andrea Giuliani
Andrea Giuliani is passionate about payment and fintech industry. He is an entrepreneur with the ability to develop innovative solutions that levers over both: NTT Data capabilities and international partner’s network. In NTT Data, Andrea is the head of Payment Solutions practice while he masters the whole payment value chain, and he has a strong track record across European clients. Graduated in Management at Bocconi University in Milan, he dedicates his free time to his passion for start-ups and fintech.
Stephen King
Stephen King started his career with Capital One as the Canadian business was just starting. Over the next decade, he would go on to lead several of their business units, with roles in strategy, innovation, credit and partnerships. The next decade of his career led him into strategy consulting, innovation and venturing within the environmental and social sector. Stephen is now combining his two decades of knowledge leading a newly created part of the business, Sustainability Solutions.
Ainsley Ward
With considerable international banking, cards and payments experience, Ainsley is an industry thought leader and business development lead for CGI's Payments Solutions. Previously he worked on payment modernization and open banking in Canada and as an SME in Belgium. Bringing experience from working with banks on every continent, Ainsley is well versed in the demands of payment market modernization, finding opportunities from mandatory change, and guiding banks to better outcomes, representing many of his clients in industry working groups and committees including with the EPC and ECB. He is currently co-chair of the UK’s Digital Pound Foundation Payments Working Group.12:40 - 12:45
saffe
saffe, will be presenting themselves/their product to a panel of judges and delegates.
Open for all to attend.
12:45 - 13:00
Payments 2084 – a look into the future of payments
John Ryan, co- founder of the Emerging Payments Association Asia, and Chief Education Officer of event Knowledge Partner, PayEd - Education in Payments will take a look of the medium to long term of payments.
From faster payments, to seamless wallet interactions driven by AI, we will head to the Multiverse and beyond in our explorative education journey.
Open for all to attend.
John Ryan
John Ryan, is a qualified accountant, and seasoned Entrepreneur who has co-founded the Emerging Payments Association Asia and more recently founded PayEd – Education in Payments, delivering globally. He has over 30 years of wide ranging fintech, business development, and strategy experience, in capital markets, payments and investor communications. He is a published author, mentor, speaker, consultant, policy advocate, trainer and often a judge in regional and international industry awards. He is the Author of “Unleash your Career in Payments”. He also sits on the Advisory Board of Emerging Payments Association Asia.12:48 - 12:53
Hedgeflows
Hedgeflows, will be presenting themselves/their product to a panel of judges and delegates.
Open for all to attend.
12:56 - 13:01
Sileon AB
Sileon AB, will be presenting themselves/their product to a panel of judges and delegates.
Open for all to attend.
13:04 - 13:09
CheckMate
CheckMate, will be presenting themselves/their product to a panel of judges and delegates.
Open for all to attend.
13:12 - 13:17
TreasurUp
TreasurUp, will be presenting themselves/their product to a panel of judges and delegates.
Open for all to attend.
13:15 - 13:30
Why Open Data and Compliance will drive Open Banking and the role AI will play…
The session will discuss the latest approaches in intelligent payments, data enrichment and compliance that would drive Open Banking into a viable platform for consumers and businesses alike - For making payments instantly, making credit decisions with less risk and at greater speed and hyper-personalise customers to offer uniquely targeted solutions. Open Banking then is a stepping stone to Open Finance.
Open for all to attend.
Abhinav Desai
Abhinav has over 20 years’ experience in Sales, product development and Europe and MEA with proven record of partnering with established names in banking and finance. Abhinav has played a key role I shaping the direction and strategy of Open Banking and compliance solutions.13:45 - 14:30
Strategies for a successful Payments as a Service approach
Which advantages and which risks do banks face when implementing Payments as a Service (PaaS)? Which technological and strategic enablers are needed to individualise the payments experience? What can the digital PaaS strategy of the future look like?
Daniel Hellmann (M)
Daniel works as Director at Deloitte and leads the payments practice in Germany. With over 15 years of experience in the payments, IT, and regulatory domains, Daniel is a seasoned expert who has successfully led many payment projects for banks and fintechs – spanning from strategy, process optimization, risk management to IT implementation.
Sara Berujon
Sara Berujon is the Country Product Head for J.P. Morgan SE, Luxembourg Branch. With 15+ years of experience in Banking and Payments in Luxembourg, Sara is an expert in digital payments, processing infrastructure, and innovative payments products. In her role at J.P Morgan, she oversees strategic activities for Wholesale clients, focusing on delivering regional growth, identifying industry trends and ensuring Payments overall governance for Western Europe. Although a French citizen, Sara has been living in Luxembourg since 2005.
Clara García Benedito
Clara García Benedito works at BBVA, where she is Head of Global Solutions & Business Development for Commercial and Corporate Banking which purpose is to create end to end treasury solutions for enterprises that operate worldwide, through channels and solutions in BBVA Pivot ecosystem. Clara has +15 years of business development experience in banking. She joined BBVA Group in 2006, participating in the Transaction Services in Spain After, in 2008 she moved on to the Global Product where she has developed different roles and initiatives.
Mario Mendia
Experienced IT executive with a diversified background gained in almost 30 years of experience, Mario is Senior Vice President of TAS Group. He joined TAS in 2008 to transform the Group subsidiaries into integrated operations and develop international presence, then led the Capital Markets and Treasury BUs working for many migrations towards ISO 20022 and the Eurosystem’s Target services. During the last decade Mario has deepened the knowledge of banking liquidity management, ranging from industry research to project implementations. Before joining TAS, Mario held senior positions at PwC management consulting and Eurofly airlines.
Andrea Pennacchia
Andrea is a senior manager with 30 years of experience in the Financial Institutions and a demonstrated history of business transformation, restructuring and integration. As Executive VP in Nexi Group, he is now responsible for payment services and products development and offer to Banks and Public Administrations. Before joining Nexi, Andrea has gained transversal knowledge of Financial Institutions by holding positions in various sectors, as General Manager of an Online and Financial Advisory Bank, CEO and General Manager of an Asset Management Company and deputy General Manager of an Insurance Company, after helding the role of Head of Strategic Development and Head of Organization in a leading Italian Banking Group.13:45 - 14:30
Liquidity management 4.0
Liquidity management is facing a myriad of challenges: regional conflicts and the impact of sanctions, inflation, and supply chain delays. The future remains volatile. How can banks and their corporate clients adapt to the current reality, and overcome new liquidity management challenges?
Bonni Brodsky (M)
Bonni Brodsky is a managing consultant at Lipis Advisors, a boutique strategy consulting firm focused exclusively on the payments industry. She leads custom consulting projects for banks, market infrastructures and IT suppliers on areas relating to payment system strategy and design, cross-border payments, and digital currencies. A former central banker, she worked as a senior money market trader and liquidity analyst on the Federal Reserve Bank of New York’s Open Market Trading Desk. She currently works as a consultant for the EBA’s Liquidity Management Working Group.
Koral Araskin
Koral works in Deutsche Bank's Institutional Cash Management (ICM) business and is located in Frankfurt as Head of Liquidity Solutions. He is balancing between client needs for liquidity solutions, balance sheet discipline and on the net interest income the business earns from its activities. ICM is an important pillar of Deutsche Bank's Corporate Bank unit and provides a wide range of payment and cash management services that allow clients leveraging global clearing infrastructure as well as a comprehensive array of liquidity solutions. In his almost two decades with Deutsche Bank he held various positions in transaction banking as well as technology and operations.
Joshua Cohen
Joshua Cohen is the head of the Liquidity Management business line at iGTB. He brings a wealth of experience in transaction banking and financial markets to this role, having previously held senior management positions with Standard Chartered Bank, Nedbank, and Scotiabank Group in Europe and Asia. He also founded Eurobroker's emerging markets Eurobond desk in the early 1990s. Joshua is a seasoned public speaker and has been published in several industry journals. He has also developed and delivered training programs for various institutions, including the Asian Banking School, Marcus Evans, GTR, and ICC Academy.
Peter Dehaan
Peter has many years of experience within the banking sector. Before joining SmartStream he was at Lloyds Bank managing treasury & liquidity services. Previous to this, he was at Citibank for almost 16 years in different roles as a correspondent banker responsible for Financial Institutions, along with product management within Global Transaction Services. Peter is the Global Head of Business Development for TLM Cash & Liquidity Management, focussed on engaging with both new and existing clients to achieve improved operational efficiencies along with meeting regulatory requirements and stress testing obligations.
Frank Dux
Frank Dux is a Member of the Management Board at coconet, a software company for Corporate Banking. He is Managing Director and leads a team of professionals with experience in different areas to provide state-of-the-art corporate banking software of the next generation. Frank started his career in Financial Services in 1996 as Technical Consultant at Accenture. In 2007, he joined coconet, which is now the market leader in corporate banking platforms. Bringing 26 years of experience in the financial sector, Frank Dux understands the complex functional requirements of corporate banking and can align them with existing product features or develop new solutions.
Martijn Stoker
Martijn Stoker is a Managing Director and the Head of Liquidity and Account Solutions for J.P. Morgan in Europe, Middle East & Africa. In his role, Martijn leads the firm’s product development strategy for liquidity management, account services and escrow across the region, ensuring financial institutions and corporations benefit from an integrated approach across the Corporate & Investment Bank. During his 20+ year career, Martijn has held a number of senior product and sales management roles including Head of Liquidity and Escrow services APAC and Global Head Liquidity Business Development in New York.14:45 - 15:30
Models for public and private sector collaboration
How can commercial banks, other PSPs and central banks improve global reach and interoperability for payments? What are the key success factors for increasing speed and transparency while also reducing cost?
Gareth Wilson (M)
Gareth Wilson leads the FS SBU UK Banking and Capital Markets business in Capgemini. His Financial Services industry knowledge in Banking & Payments, combined with an ability to shape and deliver large scale Business Transformation Programmes has been evident throughout his 28-year career. Gareth is passionate about building high performing teams and trusted long term client relationships. Gareth is married to his wife Madeline of 25 years and has two grown up daughter in Stephanie and Francesca. Outside of work, Gareth is a keen cyclist, and this year is embarking on a nine-day ride from Land’s End to John O’Groats raising funds for the Princes Trust.
David Cunningham
David Cunningham is Global Head of Strategy and Partnerships for Digital Assets at Treasury and Trade Solutions (TTS) in Citi's Institutional Clients Group (ICG). This multi-billion-dollar business, which includes Payment, Receivable, Commercial Cards, and Trade and Cash Management is one of the largest global businesses within Citi's ICG, encompassing integrated working capital solutions serving public sector clients, corporate and financial institutions. David has been driving Citi’s Digital Asset strategy to enable our customers to benefit from the efficiencies and new business models gained from DLT technology.
Dirk Schrade
Dirk Schrade is Deputy Director General of the Payments & Settlement Systems Directorate at the Central Office of the Deutsche Bundesbank in Frankfurt. After school and finishing his studies of business administration at the Bundesbank University of Applied Sciences he worked for many years in the branch and Main Office of the former Land Central Bank in North-Rhine Westphalia. In 2000 he joined the Payment Systems Policy Division at the Central Office of the Bundesbank in Frankfurt, focusing first on individual payment systems/RTGSplus and then on the project TARGET2. Since then, he is dealing, inter alia, with policy issues on domestic, European and international payments as well as securities settlement.
Alan Verschoyle-King
Alan is the Head of EMEA for RTGS.global, joining the firm earlier this year. During his career, Alan has held a series of senior leadership positions with banks such as Citi, Barclays, ABN Amro and BNY Mellon. He has worked in Amsterdam, Frankfurt, London and New York in roles such as Global Head of Business Development, Global Head of Product Management, Regional Business Head and Global Head of AML Compliance. Alan is a qualified lawyer with extensive banking experience in payments, liquidity management, FX, treasury management, risk management and trade. An acknowledged subject matter expert and thought leader, Alan is a regular speaker at leading industry events as well as acting as an advisor to a number of C-suite leadership teams.
Tarik Zerkti
20 years experience in the European payments industry, digital transactions and e-commerce. After starting his career at ING and then Dexia in Brussels, Tarik joined EBA Clearing in 2005 in the Operations unit. He later co-founded MyBank followed by Open Banking Europe and is now CEO of PRETA, the spin-off and fully owned subsidiary of EBA Clearing. Tarik also acts as advisor at Ecommerce Europe, member of the Open Banking Working Group at the Euro Banking Association, member of the EPC SPAA multi-stakeholder group and member of the Advisory Board of the StartLAB.Brussels.14:45 - 15:30
The rise of Banking-as-a-service
What benefits do financial institutions have when adopting managed services, like BaaS or PaaS? What are the risks for FIs? Will specialisation lead to increased efficiency and / or new sources of revenue?
Patricia Hines, CTP (M)
Patty has over 20 years of experience in financial services across business, technology, and operations. She has held senior technology, operations, and marketing positions at FleetBoston Financial (now Bank of America), Wells Fargo, Citibank, MuleSoft (now Salesforce), OpenText GXS, and S1 Corporation (now ACI Worldwide). Patty received her MBA from the Yale School of Management and a bachelor’s degree in business administration from the State University of New York at Albany. She also holds a Certified Treasury Professional (CTP) accreditation from the Association for Financial Professionals (AFP).
Fabrice Denèle
He is the former and first CEO of BPCE Payment Services, the cards and payment processing company for Caisses d’Epargne and Banques Populaire and a series of partners backed by BPCE Group, for which he has built the foundations as well as the new organization and Executive team while refocusing on core business. He is also member of the SWIFT Board of Directors, he chairs the European Savings Banks Group (ESBG) Payments Committee and the Visa France Clients Council. He was member of the Visa Europe Board of Directors as well as STET, Cartes Bancaires and Nexo Standards Boards. He is a member of the European Payments Council and several bodies related to payments in France and Europe.
Fernando Lardies
Since 2019 Fernando is leading Santander’s strategic project to evolve and transform its international business capabilities. In 2020 this project was integrated into PagoNxt. He is Santander’s Board member in the European Payments Council, and in we.trade Trade Finance blockchain Consortium. Fernando has held different positions in Santander since joining in 2004. He started in IT Department as Head of Project Office and Control, and in 2005 he moved to the Global Banking & Markets Division where he spent 10 years. In 2014 he became the Head of Cash, Payments and International Business for Corporate & Commercial Banking. Before joining Santander, Fernando worked as strategy consultant for McKinsey&Co.
Bruno Mellado
Justin Silsbury
For over 25 years Justin has worked within Cash & Liquidity Management. Justin joined Finacle in November 2020 as Lead Product Manager for Cash Management. Prior to Finacle, for 5 years Justin was head of Liquidity Management at Intellect Design Arena. Before joining Intellect Justin worked for JP Morgan in a number of roles including Portfolio Manager, Operations Manager and Product Manager. In Justin’s current role, he is responsible for driving the product roadmap to achieve a product solution suited to regions and customers, drive business requirements and prioritisation, understanding competitive deficiencies and incorporating into the product strategy.15:30 - 15:45
Fintech Zone winner announced
Join us at 15:30 in the Fintech Zone to find out who our winner of the 2023 Fintech Zone is!
15:45 - 16:15
Closing Roundtable “Looking back on two days of valuable insight”
Debi Bell (M)
For Debi Bell-Hosking, being invited to moderate the EBAday Closing Ceremony is like returning home. For over 10 years Debi has interviewed and got to know EBAday delegates as a freelance presenter for Finextra TV. And when the pandemic presented its own challenges, Debi co-hosted and moderated the EBAday agenda online, from home. As a moderator, Debi strives to turn payments & fintech into storytelling about what does and doesn’t work - inviting attendees to contribute their own ideas and consider future innovations. When not at EBAday, Debi hosts and moderates live events & roundtables on a wide range of topics. Do take a stroll through Debi’s LinkedIn profile.
Thomas Egner
Thomas Egner is a veteran of transaction banking. Since 2016, he has been the Secretary General of the Euro Banking Association (EBA), serving its more than 160 member institutions in supporting a pan-European vision for payments. Prior to joining the EBA, Thomas worked for Commerzbank where he was responsible for defining and developing clearing and settlement strategies. As member of the bank’s SEPA Program Management Team, he was closely involved in the implementation of the Payment Service Directive at Commerzbank. Over the years, Thomas represented Commerzbank in the EPC and represented the German banking community in Swift and ISO committees. He also contributed to different German and pan-European payment committees.
Wolfgang Ehrmann
Wolfgang Ehrmann is Head of Savings Banks and Banks/CashManagemant at Helaba (Landesbank Hessen-Thüringen). He has been a member of the Savings Banks and Landesbank Group since 1987. From 2012 to March 2020, he was responsible for product sales for domestic banks and savings banks at Helaba (Düsseldorf) in the cash management area. Prior to that, he was in charge of the Savings Banks and Domestic Banks business areas in the Transaction Services division of WestLB AG. Wolfgang represents his banking group in various national and international committees. He has been a member of the Board of the Euro Banking Association (EBA) since May 2010, and in October 2014 was elected Chairman of the EBA Board.
José Vicente
José is Vice Chair of Euro Banking Association. Recently has assumed new responsibilities as Deputy Manager in the Corporate and SME Marketing Division. Before that, he was responsible for the Payment Systems and WU Unit of Millennium bcp, with responsibilities in the evolution of SEPA Payment Systems (Single Euro Payments Area), including Instant Payments and in the framework of PSD2 and Open Banking, at planning and implementation level. José has also worked abroad in the International Division of Millennium bcp, with management responsibilities in several business areas, such as Corporate Financing, Treasury, Credit Risk Analysis, Central Bank Reporting, Fiduciary Services for Banks and Companies, and Operations and Payments Division.16:15 - 17:00
Networking time
17:00
End of conference